PERSONAL
Joe with wife, Kim (2008)

David, born 12.06.07
As a fifth generation resident of The City, this is my home! In fact, the only time I've lived outside of SF were my 4 years at Santa Clara University. Prior to SCU, I graduated from St. Ignatius College Prepratory. During the summer vacation between my sophomore and junior year of high school, I joined CAL for an internship. I really enjoyed my experience at CAL and, what started as a brief summer job, turned into a career.
In June of 1998 I graduated from SCU and in July I accepted a full time position with CAL as a business insurance broker. My goal was simple: Find business owners who were looking for a better solution to their corporate insurance portfolio. In January of 2005 I was named Vice President of the firm and my role expanded from really just being responsible for myself and my clients to a management position.
On a more personal note I married Kim (Watson) on July 19, 2003. Kim & I welcomed our first child, David William, on December 6, 2007. Kim is a labor & delivery nurse with California Pacific Medical Center and also teaches one day a week at USF in their nursing program.